Creditworthiness rating is above-average rating value of entities - economic operators. It is based on the entities' financial statements for the last business year and forecasts the safety of operations in the next twelve months.

Companies with creditworthiness rating achieve above-average results and meet the criteria for reduced probability that they would experience any of the following events in the next twelve months:

• bankruptcy, compulsory settlement or liquidation (< 0.32% probability),
• deletion of entity from the companies register (< 1.15% probability),
• blocking of the entity's transaction accounts for more than 60 days without interruption or more than 90 days with interruption (< 1.33% probability).

To obtain the AA highest creditworthiness rating, an entity must meet the following additional conditions:

1. Total annual revenues must exceed EUR 50,000;
2. The participation rate of liabilities must not exceed 80%.

There is a 76% probability that entities with AA creditworthiness rating will maintain the creditworthiness rating also in the next year.